Someone asked why the coin-finding steps were not in the snapshot restore instructions, but they were only in the seed words restore or how to find lost coins instructions.
People use a snapshot when
• their blockchain gets corrupted, so they need to replace the four folders (blocks, chainstate, indexes and zerocoin), or
• their block height is really old and they want to get synchronised sooner than they can if they just continue waiting to process each and every block.
Using a snapshot, as above, does not result in missing coins. Even if the user was using a snapshot and restoring their wallet from a seed phrase, the reason for the coin restoration steps is only because of creating a new wallet.dat through the use of the seed words.
Using a snapshot does not replace the wallet.dat. It only replaces the four folders containing the general blockchain data. All of the wallet-specific data is tied to the wallet.dat file.
See also: